In 2021, 20% of adults While 15% of adults incurred had unexpected medical debt from their own expenses, averaging between medical care or the care $1,000 and $1,900, in the of a family member. prior 12 months. https://www.federalreserve.gov/ CVS Caremark. However, Amar also requires PrudentRx is integrated with CVS specialty certain specialty treatments that cost him over pharmacies and is designed to simplify the $800 per month out-of-pocket for his physi- often-complex process of accessing and uti- cian to administer. Looking forward to lizing specialty medication while reducing or retirement in just a few short years, Amar is eliminating the out-of-pocket costs for these concerned that the cost to maintain his special- medications. Because Amar’s specialty treat- ized treatments will deplete his savings and he ments are included on PrudentRx’s approved will be forced to delay his retirement. The addi- drug list, he was automatically enrolled in the tion of the PrudentRx specialty medication program. A PrudentRx representative worked copay program to the Benefit Trust Fund with Amar and his drug manufacturers to offerings could help Amar reduce his out- provide copay assistance and reduce Amar’s WEALTH IN of-pocket costs for specialty medications out-of-pocket cost for specialty treatments HEALTH: drastically and allow him to continue full from over $800 a month to $0. In its first few speed ahead on his retirement journey. months of availability, the PrudentRx program AMAR’S STORY saved Benefit Trust Fund participants over “THE COST OF $24,000 in out-of-pocket costs. With the cost of his specialty treatments now fully covered MY SPECIALTY under the Benefit Trust Fund’s PrudentRx pro- After 28 years as a bus driver MEDICATIONS gram, Amar no longer worries about for a national transportation his health issues throwing his company, last year Amar was diagnosed with a IS DEPLETING retirement journey off track. rare debilitating illness. His extensive treat- MY SAVINGS AND ment program requires him to take daily prescription medications most of which are THREATENING MY covered by the National IAM Benefit Trust RETIREMENT.” Fund’s prescription drug program with 05